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Earned Wage Access App

Fuego is a financial workforce app that gives employees earned wages access before payday on-demand, with full visibility into their finances.

Employees can access their pay on their timeline and gain a forward-looking view into their earning potential for upcoming shifts. That means employers can give their people peace of mind and financial confidence to do their best work.

It’s An Earned Wage Access App that Keeps Up With the Hustle

Fuego is an earned wage access app with a simple premise: Give hospitality workers early and on-demand access to the money they’ve already earned and employers the ability to attract and retain the best talent.

Fuego links work to pay, giving businesses and their employees peace of mind. Employees can take control of their hard-earned wages, prepare for big financial goals, and enjoy payday flexibility.

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View Open Shifts

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See Earning Potential

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Set Budget Goals

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Earned Wage Access

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Available with HotSchedules

Earned Wage Access App Explainer Video

It’s the Hot New Way for Earned Wage Access. It’s Fuego.

Hospitality employees can access their pay on their timeline and gain a forward-looking view into their earning potential for upcoming shifts.

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Download

See Fuego inside HotSchedules, download the Fuego app, and register1.

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Verify

Fuego verifies the employer, so employees can access their pay.
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Decide

After registering, employees can decide how and when they want to access their earned wages2.

1. Standard text and data messaging rates may apply.
2. Earned Wage Access requires employer participation.
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Decide

After registering, employees can decide how and when they want to access their earned wages2.

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Verify

Fuego verifies the employer, so employees can access their pay.
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Set up

Set up direct deposit to the Fuego Visa® Card for wage draws at no cost, or link to an existing debit card or bank account (fees apply).

Once Employees Are Set, They Are Ready for Earned Wage Access!

Fuego Money Management

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Pay is available within minutes

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See earned and scheduled pay to set savings goals or plan for spending

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View an overview of spending patterns

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Learn about budgeting tools for financial planning purposes

Fuego Visa Card

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Zero fees for Wage Draws when direct deposit is set up

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No monthly or inactivity fees

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Cash withdrawals at tens of thousands of surcharge-free MoneyPass® ATMs

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Cash deposits & secure contactless payments at retailers

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Link to Google Pay or Apple Wallet

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Transactions at any retailer

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Protection by Visa’s Zero Liability protection3

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Receive your pay up to 2 days early*

3. Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

* Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Fuego Visa Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.